There are lots of reasons consumers call on The Academy Group, Inc.

Year after year, thousands of people in Oklahoma purchase, sell or refinance their home. Most of these transactions involve a simple line item for an appraisal. And even though there are an increasing number of automated home valuation processes that might appear to be more cost-effective than an appraisal, almost all lenders still need a local expert because the stakes are so high. You might think that getting a mortgage is the only reason to get an appraisal, but there are other cases when the services of a certified, independent real estate professional might be helpful.


	For real estate appraisals in Northeast Oklahoma, it's easiest when your order online from The Academy Group, Inc., just click here.

Dispute your tax assessment in Northeast Oklahoma

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from The Academy Group, Inc. is your best evidence. At The Academy Group, Inc., we're equipped to assist you in challenging your tax assessment.

Removing PMI will lower your mortgage payment

When the amount being loaned to the home owner is more than 80% of the actual value of the property, many lenders ask homeowners to purchase an supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. More often than not, this added payment is lumped into the monthly mortgage payment and is soon forgotten. PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfavorable. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, The Academy Group, Inc. can give you a statement regarding the value of your home. The expense of the home valuation can often be regained in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is a particularly daunting ordeal for the parties involved, and it is often further complicated by the difficult decision of who keeps the house. So both parties are entirely aware of the true market value of their home, it's a good idea to order an appraisal from The Academy Group, Inc., regardless of the circumstances.

The parties will have a clearer picture of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Accurate and fair estate liquidation with help from The Academy Group, Inc.Settling an estate

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.

Most Americans do not have dedicated estate planners or executors to manage these matters, unlike wealthier individuals. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received an honest deal.

Relocating to or from Tulsa County

Employee relocation is a real pain. We know where you're coming from! That's why we take great care in organizing a convenient appointment time for the appraisal inspection. During our detailed process, we encourage relocating employees to provide remarks on the positive characteristics of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered.

Don't sell out for too little or let your home stay on the market too long.

A professional appraisal will help you make a better educated decision when determining your asking price, whether you want to sell your home on your own or with the help of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are calculated on our efforts to complete the appraisal report and not a percentage of the sales price.

On a daily basis, we determine the difference in value things like an additional bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses stay on the market.